BE RICH WITH REAL ESTATE

BE RICH WITH REAL ESTATE. Most people have the goal of someday owning a house. This is true whether it is a condo or a house. Even in these difficult times, everyone prefers to be home. There are three major obstacles to home ownership that are credit, down payment and the ability to manage monthly payment. 

 

Credit is generally identified by the FICO score. This is a measure of how responsible is with credit cards, auto loans and other financial responsibilities. The initial payment is generally 20% of housing. Savings in time can generate the payment. Finally, the ability to pay the monthly fee is paramount. The monthly mortgage payment, property taxes and home insurance should not exceed one third of their monthly income. Sometimes they make exceptions, but this is a conservative pattern.

BEST WAY TO RENT APARTMENTS WITHOUT MONEY

BEST WAY TO RENT APARTMENTS WITHOUT MONEY. Demand for apartments is up, particularly due to the epidemic of foreclosures that is sweeping the country. It is true that the value of the house itself is immersed and that means there has never been a better time to buy. However, apartment managers are recording Reporting applications, as more and more people than before now had houses want to rent before they buy. Then there is the economy. While the number of jobless claims have fallen slightly, according to the U.S. Department of Labor, the unemployment rate remains a problem and many families are finding that they face foreclosure and unemployment both at the same time. How can rent an apartment when you are unemployed and therefore no income certifiable?

Ask to speak to the manager

When searching for an apartment and there are extenuating circumstances, always speak directly to the manager. This puts the problem in front of someone who can do something about it instead of a front desk agent, which can be discriminated against because of their disability income. Inform the administrator that you have worked previously and has resumes out and have lines up interviews.